Initiatives and Projects

Initiative / Project Name	Description
Capital Accumulation Plans	Guidelines for Capital Accumulation Plans
Consumer Education and Information	Consumer information and education activities of insurance, pension and securities regulators
FSON - Framework	Framework for Collaboration - The Financial Services OmbudsNetwork
IVICs / Mutual Funds	Recommendations for changes in the regulation of Individual Variable Insurance Contracts (Segregated Funds) and Mutual Funds
Point of Sale	Framework for Point of Sale disclosure for mutual funds and segregated funds
Practice Standards	Principles and practices for the sale of products and services in the financial sector